1. Acceptance of Terms
By accessing or using Free Finance Tracker at freefinancetracker.com ("the Service"), you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you may not use the Service.
2. Description of Service
Free Finance Tracker is a free personal finance management application that allows users to track bank accounts, credit cards, investments, loans, bills, income, budgets, and other financial data. The Service is provided "as is" and "as available" without warranties of any kind.
3. User Accounts
- You must provide accurate and complete information when creating an account.
- You are responsible for maintaining the confidentiality of your account credentials.
- You are responsible for all activities that occur under your account.
- You must notify us immediately of any unauthorized use of your account.
- You must be at least 13 years of age to use the Service.
4. Acceptable Use
You agree not to:
- Use the Service for any illegal purpose or in violation of any applicable laws.
- Attempt to gain unauthorized access to other users' accounts or data.
- Interfere with or disrupt the Service or its infrastructure.
- Upload malicious code, viruses, or other harmful material.
- Use automated systems (bots, scrapers) to access the Service without permission.
- Impersonate another person or entity.
5. Financial Data Disclaimer
Free Finance Tracker is not a financial advisor. The Service is a data tracking and organization tool only. Any calculations, projections, or summaries provided (including but not limited to net worth, debt payoff timelines, savings rates, and budget analysis) are for informational purposes only and should not be considered financial advice.
You should consult a qualified financial advisor before making any financial decisions. We are not responsible for any financial decisions you make based on information displayed in the Service.
6. Data Accuracy
You are solely responsible for the accuracy of data you enter into the Service. Free Finance Tracker performs calculations based on the data you provide and does not independently verify account balances, transaction amounts, or any other financial information.
Stock prices, exchange rates, and other market data are provided by third-party APIs (Finnhub, Yahoo Finance, exchange rate services) and may be delayed or inaccurate. We do not guarantee the accuracy of third-party data.
7. Service Availability
We strive to maintain the Service's availability but do not guarantee uninterrupted access. The Service may be temporarily unavailable due to maintenance, updates, or circumstances beyond our control. We are not liable for any losses resulting from Service downtime.
8. Intellectual Property
The Free Finance Tracker name, logo, and branding are the property of freefinancetracker.com. The application interface, design, and user experience are protected by applicable intellectual property laws.
9. Limitation of Liability
To the maximum extent permitted by law, Free Finance Tracker and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of data, loss of profits, or financial losses arising from your use of the Service.
Our total liability for any claims arising from your use of the Service shall not exceed the amount you have paid for the Service (which is $0, as the Service is free).
10. Account Termination
- You may delete your account at any time from the application settings.
- We reserve the right to suspend or terminate accounts that violate these terms.
- Upon account deletion, all associated data will be permanently removed.
11. Changes to Terms
We may update these Terms and Conditions from time to time. When changes are made, the "Last updated" date at the top of this page will be revised. Continued use of the Service after changes constitutes acceptance of the revised terms.
12. Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of the jurisdiction in which the Service operator resides, without regard to its conflict of law provisions.
13. Contact
If you have questions about these Terms and Conditions, please visit freefinancetracker.com or send feedback through our feedback page.